Unlock the value of your property with secure financing solutions designed for stability, flexibility, and long-term growth.
Our Loan Against Property (LAP) services provide you with access to substantial funds by leveraging the value of your residential or commercial property. This financing option is ideal for business expansion, debt consolidation, education expenses, or other major financial requirements, while allowing you to retain ownership of your property.
Loan Against Property offers lower interest rates and longer repayment tenures compared to unsecured loans. Our experts evaluate your property value, income profile, and financial goals to recommend suitable loan structures. With transparent terms, professional guidance, and end-to-end support, we ensure a smooth and reliable loan process.
Residential, commercial, and in some cases industrial properties can be considered for a loan against property, subject to lender policies. The property must have clear ownership and legal documentation. Our team assists in property evaluation and eligibility assessment.
The loan amount is calculated based on the property’s market value, applicant income, credit profile, and repayment capacity. Our advisors help you understand the loan-to-value ratio and structure a suitable financing plan.
Processing timelines depend on property verification and documentation completeness. Generally, loans against property are processed within a defined timeframe. We ensure proper coordination to reduce delays and ensure timely disbursal.
Yes, most lenders allow prepayment or foreclosure of loans against property, subject to applicable terms and charges. We clearly explain these options to help you manage your loan efficiently and reduce interest burden.
